Focus Cardholder Video Transcript (SPEECH) [Music Playing] (DESCRIPTION) Text, U.S. Bank Focus Card Tips for Using Your U.S. Bank Focus Card (SPEECH) SPEAKER: Thanks for choosing the U.S. Bank Focus Card Ñ the fast, easy and safe way to get paid. Here are a few tips to keep in mind É (DESCRIPTION) Text, Tip 1 Fast & Easy Access to Funds (SPEECH) SPEAKER: One: You have fast access to your funds. (DESCRIPTION) Illustration of person and bank (SPEECH) SPEAKER: Your pay is automatically loaded to your card on payday. (DESCRIPTION) Illustration of money and U.S. Bank Focus Card (SPEECH) SPEAKER: No more waiting in line or fees to cash a paper check! (DESCRIPTION) Text, Tip 2 Use It For Purchases & Transactions VISA Mastercard (SPEECH) SPEAKER: Two: You can use your card anywhere Visa and Mastercard debit cards are accepted. (DESCRIPTION) Text, In-store Purchases & Online Orders Charges Over The Phone Pay Bills *Not all services are available for all programs. See Fee Schedule and Transaction Limitations for details. (SPEECH) SPEAKER: Use it to pay for in-store purchases É online orders É person to person paymentsÉ charges over the phone É and even to pay bills. (DESCRIPTION) Text, Tip 3 Withdraw Cash* *See Fee Schedule for details. (SPEECH) SPEAKER: Select the cash back option thatÕs available at many merchants when you make a debit purchase Ñ (DESCRIPTION) Text, Select Cash Back Amount: $10, $20, $40, Other (SPEECH) SPEAKER: Ñ or withdraw cash at thousands of surcharge-free ATMs. (DESCRIPTION) Text, Tip 4 View Account Information 24/7 (SPEECH) SPEAKER: Four: You can view your account information onlineÉ (DESCRIPTION) Text, Account Info: Online On the phone (SPEECH) SPEAKER: on the phone or in the mobile app anytime. (DESCRIPTION) Illustration of cell phone Text, Check Your Balance View Transactions Surcharge-Fee ATM (SPEECH) SPEAKER: Download the U.S. Bank mobile app to check your balance, view transactions or find the nearest ATM. (DESCRIPTION) Text, Set Up Text* Alerts *For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Balance Low (SPEECH) SPEAKER: You can also sign up to receive email or text alerts when funds have been deposited to your account or when your balance gets low. (DESCRIPTION) Text, Tip 5 Your Card is Reloadable* *Successful identity verification required for loads from other sources. (SPEECH) SPEAKER: Five: Your card is reloadable. (DESCRIPTION) Text, Other Paychecks, Government Benefits & More (SPEECH) SPEAKER: You may be able to set up your card to receive other direct deposits Ñ such as pay from another employer or government benefits. Your card belongs to you and it stays with you, even if thereÕs a change in your employment. (DESCRIPTION) Illustration of person at computer screen (SPEECH) SPEAKER: Need to add cash to your account? No problem. (DESCRIPTION) Text, Cardholder Login User ID Password Login (SPEECH) SPEAKER: Log into the cardholder website to verify that your card is ready to add funds and find cash reload network locations. (DESCRIPTION) Text, Tip 6 Use the savings feature (SPEECH) SPEAKER: Six: Use the secondary interest-bearing savings feature (DESCRIPTION) Illustration of a piggy bank (SPEECH) SPEAKER: thatÕs tied to your Focus Card to put aside funds for future spending. (DESCRIPTION) Text, Get Cashback Rewards (SPEECH) SPEAKER: You can also earn cashback rewards when you make purchases from qualified merchants (DESCRIPTION) Text, No promo codes or coupons needed (SPEECH) SPEAKER: Ñ no promotion codes or coupons needed. (DESCRIPTION) Text, Have Questions? Visit usbankfocus.com The Focus Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. © 2022 U.S. Bank. Member FDIC. The Focus Card is issued by U.S. Bank National Association pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. © 2022 U.S. Bank. Member FDIC. (SPEECH) SPEAKER: We hope you enjoy all the benefits of your new U.S. Bank Focus Card. If you have questions, see your employerÕs payroll department or visit U.S. Bank Focus dot com to learn more. (SPEECH) [Music Up and Out]