1 You are generally protected from all liability for unauthorized transactions with Zero Liability. You must call the number on the back of your Card immediately to report any unauthorized use. Certain conditions and limitations may apply. See your Cardholder Agreement for details.
2 Fees and transaction limits apply. See Fee Schedule for details.
3 For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
4 Successful identity verification required for loads from other sources. Log into the Focus Cardholder Website for details.