The U.S. Bank Focus Card

is a Visa® or Mastercard® prepaid debit card and a convenient alternative to receiving paper checks.

Benefits designed for you


Your pay will be deposited onto a prepaid Visa or Mastercard each payday and funds are protected1 if lost or stolen.

Make purchases

Use your card anywhere Visa or Mastercard debit cards are accepted, online and in stores. You can even use your card to pay bills.

Easy account visibility

There are many ways to check your balance including signing up for text2 and email alerts or by downloading the U.S. Bank Mobile App.

Add funds3

Your card may be reloadable, meaning you can add other funds to your card like cash and tax refunds, and it can even be used as a direct deposit for other employers.

Cash back rewards

Earn rewards simply by using your card at select stores and restaurants. 

Get cash

With complimentary cash access at point of sale and thousands of in- network ATMs, it's easy to get cash with your Focus Card.

Watch the video to learn more about the Focus Card.

Download the U.S. Bank Mobile App

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1 You are generally protected from all liability for unauthorized transactions with Zero Liability. You must call the number on the back of your Card immediately to report any unauthorized use. Certain conditions and limitations may apply. See your Cardholder Agreement for details.

2 For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.

3 Successful identity verification required for loads from other sources. Log into the Focus Cardholder Website for details.